I know we’re just getting to know each other and I want to apologize up front for misleading you, but this is very important. I promise I am going to give you some tips that are absolutely guaranteed to help you build wealth and improve your life.
But first I want you to understanding how achievement works in all areas of your life, not just money. And I want you to understand that I don’t do the hype thing, so you won’t be seeing any more stupid blog titles like “The Secret to….” coming from me. That may get you to open an email or read an article, but you falling for that crap is exactly why you aren’t where you want to be in life.
There Are No Secrets
I’m a straight shooter and there is no “secret to success”. But there are tried and true methods you can use to live a healthier, wealthier, more fulfilling life. Learning, understanding and applying these principles can improve your relationships, reduce stress, build wealth and restore your health. Some of this you may have heard before and you probably dismissed it as “to hard” or “takes to long” or some other bull$h*t you told yourself to justify your poor decisions.
Let me ask you this. How long have you been telling yourself that?
How long have you been looking for some life changing secret?
How has that worked out for you?
A Shift In Perspective Made All The Difference
I’m frequently ask how I find the time to eat right, exercise, volunteer, spend with family, build multiple businesses, read a book, take a vacation, etc. How to balance the financial responsibilities of providing for a family, saving for the future, handling unexpected expenses, paying down debt, donating to charity, etc. I would talk to them about productivity and time management. Go through my schedule or tell them about my financial philosophy. Then I would get frustrated when very few if any of them would listen or get results.
Then one day it hit me like a ton of bricks. They didn’t want to know how I did it. They wanted to know how they could do it. Don’t get me wrong, I always knew they were asking for their own benefit , but I answered the question through my experience, my life and my perspective. But they could never be me and neither can you. Nor should you want to be. (more on that in my article The Comparison Trap).
You have spent your entire life making choices and taking actions. All of those decisions have led you to where you are today. They’re a reflected in your bank account, on the scale in your bathroom and all of your relationships. Now that may be a harsh realization for some of you, but it should also be an empowering one. That means that you are not only responsible for your current health, wealth and happiness, but you are also in control of your future health, wealth and happiness.
If It’s So Easy, Why Is It So Hard
There are some great books on this concept that I would highly recommend, like The Compound Effect by Darren Hardy or The Slight Edge by Jeff Olson. Building wealth like everything else in life is not inherently hard. It’s actually quite easy. You simply spend less than you make, save at least 10% of your income, ideally 30% or more. Invest that money in something that yields an annual rate of return greater than the rate of inflation. Do that for a couple of decades and voila, you’re wealthy.
Easy right? Wrong! Why is it so hard? Because while it may be easy to do those things in theory, in reality it’s just a little bit EASIER not to do them. It’s easy to go to the gym, it’s just easier not to go. It’s easy to eat healthy food, if you can find it, so it’s just easier to eat the junk that’s available. It’s easy to save money, it’s just easier to spend it. It’s easy to read a book, it’s just easier to watch TV.
Whose Happiness Is More Valuable Yours or Yours?
Why is that? What makes it so hard to do the things you know you need to do in order to have the future you desire. It’s usually not a lack of knowledge. It’s a lack of discipline. You’re battling your alter ego. We all suffer from split personality disorder. What I mean is that your future self that desires wealth, has to constantly battle your present self that wants that new dress or flat screen TV.
Unfortunately your present self has an advantage because your future self is out to lunch when this internal argument is going on in your mind. What you want today is tangible. You can see it, touch it, feel it and enjoy the benefits now. But your future needs are intangible. You don’t get to enjoy them, yet. I say yet, because whether you want to believe it or not, tomorrow will come faster than your expect. Any parent will tell you, the days are long but the years are short. You blink and your kids are grown. Well you’ll blink and your future will be your present and the decisions you make today will determine how happy, healthy and wealthy your present self of tomorrow will feel about your present self of today.
That’s why it’s so important to set goals, make a plan and review it regularly. This brings the future into the present. This makes it tangible. You can see it, touch it and yes, even feel it, right now. I’m a big advocate of “vision boards”, but most people have it all wrong. They think a vision board is for crazy unrealistic dreams that you don’t believe will come true. I use them as a practical reminder of what I want my life to look life in the future. What I want my family, home, income, health and lifestyle to be. It gives me discipline and helps me stay on track.
Have any question, need help or just want to chat? Schedule a FREE, no obligation, call with me today.